What is debt to income ratio? Which is different than what is my monthly budget. All right? Because I really want to just land there just for a second. Because it's super important that when you're going out looking for a home, you've identified what is that monthly number, that monthly payment that fits with the rest of your lifestyle? Because it's really easy to fall in love with a house that's higher than your budget. I mean, the higher you go, the prettier they get. Right? But that might not work with the fact that you want to start a family. You want to buy a car. You want to go on vacations. Maybe you want to build up investments to secure your financial freedom and retirement. All of those things should be talked about, discussed with your lender. Bringing in all the other things about your life to ensure that you pick the house payment that allows you to have a life, not just live in a home. Lisren to this episode to get the full story and why you need to know its affect on your credit score.
Is Home Affordability Gone?
4 Shorts Foreclosures, Appraisals, Pre-Qual, Pre-Approved
Investing in Real Estate in the Denver Market
Why Would You Buy Real Estate Today?
Is it Boom or Gloom for the Housing Market?
DMAR August 2022 Recession Red Flags Have Been Drawn
How Does an Appraisal Work, and Do I Need One?
Three Steps to De-stress the Home Buying Process
Where is the market heading and what does it mean for homebuyers?
What to Tell Clients About Today’s Housing Market
A Higher Interest Rate Can Save You Money
Is the FED Hurting Housing?
DMAR July 2022 - Inventory is double but it is not enough
What are three ways to get into the housing market, today?
This is an opportunity - Interest rates are down today - it’s GO TIME!
How Does a 2-1 Buy-Down Work?
Buying a Home Today - Why I Shouldn’t Rent
3 Shorts on DTI - Debt to Income Ratio.
What is an Appraisal Waiver and Can I Get One?
Why Are Interest Rates Going Up So Fast?
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