Get Started Investing

How owning 27 ETFs at once taught Gav that less is more

Gav loves spending money. Watches, skincare, Apple products, travel - give him money and he’ll find something to spend it on.So when he discovered investing, he did what came naturally….he started collecting ETFs.At one point, he owned 27 of them.So how did he go from trying almost every investing app and collecting ETFs “like Pokémon cards” to believing that less is more?Gav joins Jess to unpack the mistakes he made as a new investor, how he’s simplified his approach and the system that lets him invest consistently (while still leaving plenty of room to spend.)Plus, they get into Gav’s decision to invest in geared ETFs and why he’s comfortable with the extra risk.For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_Chapters:00:00:00 From Big Spender To Disciplined Investor00:03:30 How Gav Caught The Investing Bug00:06:19 Collecting ETFs Like Pokemon Cards00:09:38 How 27 ETFs Became A Real Strategy00:12:30 Why Less Is More With Investing00:15:00 Building Wealth Through Consistency00:18:00 How To Ignore The Investing Noise00:19:51 Investing To Give Yourself OptionsLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———Thanks to Shopback for sponsoring this series.Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!).Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10!———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Should I sell my Aussie ETF and just invest in Global Shares?

Australia or the world - where should you be investing?Jess has both Australian and global ETFs in her portfolio, but lately she’s been seeing more investors question whether Australian shares are worth holding at all…..especially when global markets have been performing so well.And she’s not the only one wondering. Community member Anand recently shifted his portfolio primarily into a global ETF and wants to know: what are the strongest reasons to still invest in Australia?Is going all-global a reasonable strategy? Does holding Australian shares actually make you more diversified? And are we overlooking Australia just because it hasn’t performed as well recently?Ren joins Jess to answer Anand’s question and help her decide whether the Australian ETF in her own portfolio still deserves its place.Also, you can now follow Jess’s journey & learnings more closely with regular updates on Instagram at getstartedinvesting_Chapters:00:00:00 Should You Go All In On Global ETFs? 00:02:00 Why Australian Shares Are Falling Behind 00:04:00 The Strongest Case For Going Global 00:07:43 Why Australia Still Deserves A Place 00:10:13 You Can't Predict The Next Winner 00:12:03 Why Index Investing Beats Stock Picking 00:13:21 The Real Benefit Of Franking Credits 00:14:27 Does Home Bias Actually Make Sense? 00:16:20 What True Diversification Really MeansLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———Thanks to MLC for sponsoring this series and helping keep our content free.If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.auDisclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

How Ally is balancing investing, buying her first home and having a baby

What would make you finally take control of your money?For 29-year-old marketer Ally, it was watching her mum navigate life after divorce. Seeing someone she loved suddenly have to learn how to manage money from scratch made Ally realise she never wanted to be in that position herself.So she taught herself.Through podcasts, books and hours of research, Ally built the confidence to start investing, buy her first home and prepare financially for her first baby - all without a background in finance.In this episode, Ally joins Jess to share how she overcame analysis paralysis, built an investment portfolio from scratch and the lessons she's learnt as her investing journey has evolved alongside life's biggest milestones.This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.P.S. In this episode, Jess and Ally discuss the question many homeowners face: Should you keep investing or focus on paying down your mortgage?After recording this conversation, Jess sat down with a financial adviser to unpack the pros and cons of both approaches. If you're asking yourself the same question, you can listen to that episode here.For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_Chapters:00:00:00 Building A Simple Life And Strong Finances00:05:05 The Family Experience That Changed Everything00:09:19 Learning To Invest One Step At A Time00:13:12 From Spare Cash To A Real Portfolio00:18:49 Why She Paused Investing To Buy A Home00:22:52 Saving For A Baby Without Losing Momentum00:25:36 How They Manage Money As A Couple00:28:53 The Biggest Lesson For New Investors00:30:08 Investing For Freedom, Not LuxuryLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

I have a mortgage now…should I stop investing?

Once you buy a house, where should your next dollar go?Should you build your offset account? Pay down your mortgage faster? Or keep investing?In this episode, financial adviser Sam Hunt from Shadforth joins Jess to unpack one of the biggest financial questions homeowners face. Using Jess's own situation as a real-life case study, they explore the decisions she's now facing after buying her first property.Jess and her partner recently purchased the home together, using equity from the sale of his previous property, and now share a 50/50 mortgage. It's Jess's first time owning a home, and together they're working through how to make the most of every spare dollar.Along the way, Sam explains how offset accounts really work, how much cash homeowners should keep on hand, and how financial advisers help clients decide between investing and paying down debt.Whether you've just bought your first home, you're thinking about buying, or you've had a mortgage for years, this episode will help you feel more confident about where your next dollar should go.Chapters:00:00:00 Should You Invest Or Pay Off Your Mortgage?00:02:00 Jess’s New Financial Game Plan00:05:30 Why An Offset Account Can Beat Savings00:10:00 Invest Or Attack The Mortgage?00:15:55 Paying Down Your Home Loan First00:19:57 The Case For Keeping Your Investments00:22:06 Why Your Strategy Should Keep Changing00:24:18 Finding The Right Balance For You00:28:35 Interest Rates, Refinancing And Next StepsIf you’d like to get in touch with Sam to discuss your own situation, you can do so here.Links mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereYou can follow Jess’s journey further with regular updates on Instagram at getstartedinvesting_Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———Thanks to MLC for sponsoring this series and helping keep our content free.If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super.MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.auDisclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. The guest in this episode is authorised to provide financial advice under the Australian Financial Services Licence of Shadforth Financial Group Limited ABN 27 127 508 472 AFSL 318613. Hosted on Acast. See acast.com/privacy for more information.

Why this MasterChef star wishes he'd started investing at 18

Most Aussies know Hayden from MasterChef. But away from the cameras, he's gone from growing up with a fear of debt to building businesses, backing founders and investing in property.In this episode, Hayden joins Jess to share how that transformation happened—from working at Woolworths as a teenager to discovering investing later than he wishes he had. He also explains why he's already started an ETF portfolio for his five-week-old daughter, Rosie, determined to give her the investing head start he never had.Talk about getting started early... time in the market, right? 😉This is 'How I Got Started' a series on Get Started Investing. Every Thursday Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone.Chapters:00:00:00 From MasterChef To Million-Dollar Businesses00:04:00 Why Hard Work Shaped His Money Mindset00:09:02 Building A Business From Scratch00:11:30 Backing Hard Fizz Before It Took Off00:15:00 The Reality Of Investing In Businesses00:19:00 Overcoming The Fear Of Property Investing00:20:07 Investing For His Newborn Daughter00:27:01 Why ETFs Are Not His Main Strategy00:29:22 Building Wealth Without Chasing RetirementLinks mentioned in this episode:📩 Sign up to the Get Started Investing newsletter here📩 Share your investing story with us submit here🎟️ FinFest tickets - Buy early bird tickets hereFor more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence.Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.