It’s All About the House: What You Need to Think About Before You Decide to Keep It with Tami Wollensak on Divorce & Beyond #263

On this week’s episode of Divorce & Beyond, Host, Susan Guthrie, is joined by Certified Divorce Lending Professional, Tami Wollensak. Together they discuss creative solutions around what you can and can’t do with the marital home in a divorce! 

So you want to keep the house in your divorce? You’re not alone. The marital home and what is going to happen with it is one of the first questions soon-to-be-divorced couples ask when meeting with a divorce attorney or professional. The home is often one of the biggest assets and the mortgage is one of the biggest debts of divorce.

In this episode, Susan and Tami explore solutions around the marital home, discuss some of the things you need to consider before keeping it, what you need to know about lending options, and other difficulties or situations that may arise. 

Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life. 

 Conversation Golden Nuggets: 

• Divorce mortgage planning provides options to help you make a more informed decision about the marital home
• Defining what the equity/value of a home is at the time of a divorce
• If you are awarded the home, you will probably need to refinance and take out a new mortgage
• Property taxes and homeowner insurance become your responsibility, the cost of these may change once you refinance
• If you keep the house, the mortgage is not your only responsibility! Tami shares why getting a home inspection can help you decide if you wish to pursue keeping the marital home or not

If keeping the home post-divorce is something you are considering, this episode is a must-listen! 

About this week's special guest: Tami Wollensak

Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life. 

Tami has earned the certification as a Certified Divorce Lending Professional (CDLP™). This specialization provides her the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client’s attorney, mediator, or nancial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple’s real estate. 

As a Mortgage Loan Originator, Tami’s goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them.

Book a Meeting with Tami:  https://go.thryv.com/site/TamiW/online-scheduling

Website:  http://www.tamiwollensak.com

Facebook: https://www.facebook.com/tamiwollensakcdlp

LinkedIn: https://www.linkedin.com/in/tamiwollensak

Instagram: https://www.instagram.com/tamiwollensakcdlp

Also mentioned in this episode:

Book a Strategy Session with Susan! 

AnnualCreditReport.com

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THANK YOU TO OUR SPONSOR:

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MEET OUR CREATOR AND HOST:

SUSAN GUTHRIE®, ESQ., the creator and host of The Divorce and Beyond® Podcast, is nationally recognized as one of the top family law and divorce mediation attorneys in the country.  Susan is a member of the Executive Council of the American Bar Association Section of Dispute Resolution and is the Founder of Divorce in a Better Way® which provides a curated selection of resources and information for those facing divorce and other life changes. 

Internationally renowned as one of the leading experts in online mediation, Susan created her Learn to Mediate Online® program and has trained more than 18,000 professionals in how to transition their practice online.  Susan recently partnered with legal and mediation legend, Forrest "Woody" Mosten to create the Mosten Guthrie Academy which provides gold standard, fully online training for mediation and collaborative professionals at all stages of their career.  

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