Janis and Michael have been married for 39 years. They share two adult children; the first is a therapist that recommended coming on the podcast. The second continues to take advantage of them financially. Their story is heartbreaking, totally unique—concerning, but far from hopeless.
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Links mentioned in this episode
• Download the Conscious Spending Plan
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Produced by Crate Media.
139. “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)
138. “My wife doesn’t want me to take a $720k job offer”
137. “MLMs, crypto, real estate—I can’t stop falling for get-rich-quick schemes” (Part 2)
136. “We have $500k in debt. Can I retire early?” (Part 1)
135. "It could cost us $50k to have a baby. Can we afford it?"
134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)
133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)
132. “We’re $520k in debt—and he hid it from me”
131. “We’re worth $5.5M but I feel like it doesn’t belong to me”
130. “I don’t trust him with spending. Do we have a future?”
129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)
128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)
127. “Our financial advisor almost cost us $800k. How do we fire them?”
126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)
125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)
124. “We make $113,500. Why do we feel poor?”
123. Ramit’s travel tips, real estate FOMO, and talking to kids about money
122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”
121. “He wasn’t supposed to have student loans. Now he has $157k.”
120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”
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