Janis and Michael have been married for 39 years. They share two adult children; the first is a therapist that recommended coming on the podcast. The second continues to take advantage of them financially. Their story is heartbreaking, totally unique—concerning, but far from hopeless.
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39. “She waited until we were engaged to reveal $100k of student loan debt”
38. “He owes his ex $70k/year and it’s straining our finances and our relationship”
37. “My love language is spending money I don’t have”
36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”
35. “If we can’t stop fighting about money, we’re going to break up”
34. “It’s unromantic if my boyfriend doesn’t pay for date night”
33. “We’re in debt, but I don’t want to make her go back to the corporate world”
32. “We just got married, but I’m scared to combine our income and debts”
31. “Shopping at Target is like visiting a casino to me”
30. “I want to change—but can I keep the truck?”
29. “I never know when spending money on something will be an issue with him”
28. “What if we divorce and I end up homeless like my mom?”
27. “I don’t care about what he wants, I just want to win the argument”
26. “How do we create our Rich Life when we don’t trust and respect each other?”
25. “I want to pay for convenience, but my husband thinks it’s lazy”
24. “I’ve saved $0 for my upcoming unpaid maternity leave”
23. “I live in constant fear that our $425k income isn’t enough”
22. “I’m quitting my job, but I’m worried my husband doesn't support me”
21. Part 2: “I want to trust my wife with our money, but what if she blows everything?”
20. “My wife is going to divorce me unless I can stop being so cheap”
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