The Sunday Times’ tech correspondent brings on Nichole Mustard, co-founder of fintech unicorn Credit Karma, to talk about credit scores as a means to an end (2:20), the evolution of the credit score (4:45) how she ended up starting Credit Karma in 2007 (10:40), studying zoology at uni (12:35), buying a one-way ticket to California (13:35), working at Pizza Hut (14:50), leaving pizza for financial planning (16:30), starting Credit Karma on the cusp of the financial crisis (18:20), and the opportunity created by the Great Recession (24:25), building trust but also collecting bounties (26:50), the virtualisation of finance (29:50), how personal finance will become more like self-driving clike (32:50), the road to a stock-market float (37:05), and her worst day of work (41:15),
Coronavirus Special: Dr John Ioannidis: "Minimal evidence, monumental decisions"
Stephen Levy: "Peak Facebook"
Beeflow's Matias Viel: "Building better bees"
Stanford’s Matthew Jackson: “You’re not as popular as you think”
Expensify's David Barrett: “Any good idea has to sound bad”
Shorter's Alex Soojung-Kim Pang: "Arguing for the four-day work week”
Virgin Galactic’s George Whitesides: “Democratising space”
Zeus Living's Kulveer Taggar: "The Greek god of corporate housing"
Fifty Years’ Seth Bannon: “Passing the Mr. Burns test”
Caliva's Dennis O'Malley: "We're simple farmers - of cannabis"
Socos Labs' Vivienne Ming: “I want to build better people”
Atari’s Al Alcorn: “The dog who caught the car”
Tulip's Tom Harries: "Ashes to airmail"
Openwater's Mary Lou Jepson: "Telepathy is inevitable"
Pinscreen's Hao Li: "Deepfakes have been democratised
Square Roots' Kimbal Musk: “Working in tech was like chewing sawdust”
Lily.ai’s Purva Gupta: “Why do these shorts make me sad?”
Humm’s Iain McIntyre and Tim Fiori: “A brain-enhancement subscription”
Stratechery's Ben Thompson: "Apple's App Store is textbook anti-competitive"
Microsoft's Brad Smith: "Orwell's 1984 was a warning"
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