The Sunday Times’ tech correspondent brings on Nichole Mustard, co-founder of fintech unicorn Credit Karma, to talk about credit scores as a means to an end (2:20), the evolution of the credit score (4:45) how she ended up starting Credit Karma in 2007 (10:40), studying zoology at uni (12:35), buying a one-way ticket to California (13:35), working at Pizza Hut (14:50), leaving pizza for financial planning (16:30), starting Credit Karma on the cusp of the financial crisis (18:20), and the opportunity created by the Great Recession (24:25), building trust but also collecting bounties (26:50), the virtualisation of finance (29:50), how personal finance will become more like self-driving clike (32:50), the road to a stock-market float (37:05), and her worst day of work (41:15),
Timnit Gebru: "Google's ethical AI fig leaves"
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Nurx’s Varsha Rao: “The simplest things were incredibly hard”
Varda’s Delian Asparouhov: “The space gold rush”
Jason Calacanis: Silicon Valley v the media
Shift4's Jared Isaacman: "Commanding the first civilian mission to space"
Cover’s Alexis Rivas: “Lego houses”
Economist Eli Dourado: "City lights on the moon and living past 130"
Neeva's Sridhar Ramaswamy: "We can do better than Google"
Investing in US's Dmitri Mehlhorn: “The business of making Trump a one-term president”
Substack's Chris Best: "We knew we were walking into a firestorm”
Compass Pathways' George Goldsmith: "Medical magic mushrooms"
Tim O'Reilly: "The landlords of the Internet"
Ripple’s Brad Garlinghouse: “Replumbing the financial system”
Stanford Internet Observatory’s Renee Diresta: “Sharpies, CIA supercomputers and human antennas”
Plenty's Nate Storey: "Kale outta Compton"
Ruben Harris: "A backwards version of the Wu-Tang clan”
Mmhmm's Phil Libin: "Hospital clowns to investment bankers”
Avalanche Insights' Michiah Prull: “Measuring oomph”
Parler's John Matze: "Hate speech is free speech"
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